Merchant website
A submitted application starts the work.
Financing applicationWorking capital$85,000 request
Application submitted
Sent directly from Northstar’s website to Covmont agents.
Normal path active
One continuing record
The application keeps the work with it.
Authorized financial context and completed agent work remain with the merchant’s application as the process continues.
Connected banking through 
Merchant-submitted application
Northstar HVAC
Northstar HVAC
$85,000 working-capital request
Prepared financial case
The application remains the record.
Current, merchant-authorized context and the work performed by Covmont agents stay attached to this application.
Bounded responsibility
The normal path runs with agents.
Covmont agents carry permitted financial work under the business’s rules. People remain available for exceptions and reserved judgment.
An active case
New information joins the work already underway.
Northstar’s application stays open and current. Agents incorporate authorized updates and continue the work the business permits.
Current case
Information incorporated
Agents continue from the current record
What changed becomes part of the same active application.
Authorized information is added to Northstar’s existing context without discarding completed work or opening a separate case.