Financial intelligence / Revenue analysis
Most of what lands in a business account is not revenue. Covmont’s agents read the account transaction by transaction and separate what the business earned from what it moved, borrowed, or was paid back.
Earned money each month, with movement and financing removed.
Connected accounts, read line by line. Every figure below traces to transactions the agent can point at.
True revenue. The difference between landed money and earned money remains visible.
Transactions are normalized into one shape across every connected account.
Inflows are separated from outflows, and internal movement between the business’s own accounts is removed from both.
What remains is attributed to a payer, so revenue can be counted by who paid it.
Each of these is read from the account itself, not asserted by the business.
What the business earned, after internal transfers and financing proceeds are taken out of the inflow total.
Derived from normalized inflowsEverything that landed, kept separately so the gap between the two numbers is visible rather than hidden.
Derived from normalized inflowsMoney the business moved between its own accounts, which inflates revenue wherever it is counted twice.
Matched across connected accountsThe share of revenue coming from the largest payer, and from the top three together.
Attributed by payer over a 90-day windowHow often revenue arrives, and in what size—a business paid daily reads differently from one paid on thirty-day terms.
Derived from inflow timingRevenue month by month rather than as a single average, so a trend is visible instead of flattened.
Aggregated per calendar monthSynthetic example / not a real business
Revenue collected through the connected account is included in the analysis. Activity outside that account remains outside its scope.
Payers are grouped by how they appear in the transaction record. That is enough to measure concentration; it is not identity, and we do not present it as identity.
What was billed, what was recognized, and what was collected are three different numbers. Covmont measures true revenue earned.
Separating earned money from moved money is a reading of the account. What that reading means for a decision is a separate judgment, made elsewhere and by someone accountable for it.
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